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Business Accounts

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At Bank 34, we strive to offer the solutions our business customers need to easily manage their money day-to-day. As a business owner, you have many challenges and accessing your accounts shouldn’t be one of them. In addition to our business account options, our online e-banking system ensures you can easily manage your accounts anytime, anywhere.

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Click here for downloadable e-brochure: Business Banking Products Brochure

Click here for downloadable: Business Deposit Products Chart

Business Account Account Description Monthly Service Fee Min. Balance to Waive Monthly Service Fee
Small Business Checking Simple account with a low balance requirement to avoid a monthly service fee and for predictable, lower level of transactions each month.
This account does not earn interest.
$10 $100
Analysis Checking Account with an earnings credit based on positive average balance to offset service and activity fees.
This account does not earn interest.
$15 N/A
Interest Checking Interest earning account for profit-based companies with a balance requirement to earn interest and avoid a monthly service fee.
This account has tiered rates and starts to earn interest with a $5,000 balance.
$15 $5,000
Simple Non-Profit Checking Account for non-profits that do not have 501c designation (e.g., associations and clubs) with a balance requirement to earn interest and avoid a monthly service fee.
This account has tiered rates and starts to earn interest with a $1,000 balance.
$10 $1,000
501c Non-Profit Checking Account for non-profits with 501c designation with a balance requirement to earn interest and avoid a monthly service fee.
This account has tiered rates and starts to earn interest with a $1,000 balance.
$10 $1,000
Premium Money Market Account to earn premium interest with a balance requirement and avoid a monthly service fee, have cash on hand and some check writing ability.
This account has tiered rates and starts to earn interest with a $1,000 balance.
$15 $1,000
PremiumPlus Money Market Account to earn premium interest with a balance requirement and avoid a monthly service fee, have cash on hand, and some check writing ability.
This account has tiered rates and starts to earn interest with a $1,000 balance.
$15 $1,000
IOLTA Interest on Lawyers Trust Account (IOLTA) is a unique account for lawyers who receive funds that belong to a client that is separate from lawyer's own money that has a balance requirement to earn interest and does not have a monthly service fee.
This account has tiered rates and starts to earn interest with a $1,000 balance.
$0 N/A
Business Savings Account for business clients that want to save money and earn interest but have easy access to it should they need it.
This account has tiered rates and starts to earn interest with a $100 balance.
$5 $100

Documents

Night Deposit

  • Business courier regular delivery – unscheduled*
  • Business courier rush delivery – unscheduled*
  • Business courier 2/week agreement*
  • Business courier 3/week agreement*
  • Business courier 4/week agreement*
  • Business courier 5/week agreement*

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Disclosure

MEMBER FDIC. IR-Interest Rate/APY = Annual Percentage Yield. IR/APY will compound daily and credit monthly. Rates and rewards are variable and my change after account is opened. Fees may reduce earnings. Balance refers to average of the actual balance in the account during this cycle.
Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Contact a bank service representative for current rates, additional information, details, restrictions, Processing limitations and enrollment instructions.